RealGrowth Nidhi Limited

Bima Shree is a limited payment plan with money back at regular intervals
It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with loyalty bonus as declared by LIC
It also offers the guaranteed risk coverage of 125% of Sum Assured from Day 1
The policy-holder gets regular guaranteed pay-outs at regular intervals
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
In case of a minor, this plan also has the premium waiver benefit in case of death of the parent
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in instalments.
LIC offer the discount in premium in case of high Sum Assured
The loan is also available to the policyholder after the completion of 1 year of the policy

Eligibility Criteria
	Min.	Max.
Age	8 Years (Completed)	55 Years for Payment Term = 14-51 Years for Payment Term 16 48 Years for Payment Term = 18-45 Years for Payment Term = 20
Policy Term	14,16,18 & 20 Years
Premium Payment Term	Policy Term 4 Years
Basic Sum Assured	Rs.10 Lac	No Limit
Maximum Maturity Age		69 Years of Term = 14 -67 Years of Term = 16 66 Years of Term = 18 -65 Years of Term = 20