| Room Rent Limit |
Covered |
| ICU Daily Rent Limit |
Covered |
| Pre-Hospitalization Expenses |
Up to 30 days |
| Post Hospitalization Expenses |
Up to 60 days |
| Minimum Hospitalization Period |
24 Hrs |
| Day Care Procedure Coverage |
Covered |
| Pre-Existing Disease / Illness coverage |
After 48 months of continuos coverage |
| Waiting Period for New Policy |
30 days for any illness except accident |
| Co-Payment |
20% |
| Medical Screening |
For insured person above 46 years of age |
| Ambulance Expenses |
Up to Rs 1000/ claim |
| Non-Allopathic Treatments |
Not covered |
| New Born Baby Cover |
Covered |
| Nursing Allowance |
Covered |
| No Claim Bonus |
100% after no claim during the policy tenure of three years |
