Ambulance Expenses |
Up to Rs. 3000 per hospitalization. Air Ambulance Cover Up to Rs. 5 Lakhs |
Non-Allopathic Treatments |
Up to 25% Sum Insured |
Donor Expenses |
Up to SI or 15 L whichever is lower |
No Claim Bonus |
"50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI" |
Room Rent Limit |
Up To Sum Insured |
ICU Daily Rent Limit |
Up to Sum Insured |
Pre-Hospitalization Expenses |
30 Days |
Post Hospitalization Expenses |
60 days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Listed as per the Plan, Up to Sum Insured |
Pre-Existing Disease / Illness coverage |
After 4 Years |
Waiting Period for New Policy |
90 Days |
Medical Screening |
Not required |
Free Health Checkup |
Annually from 2nd Policy Year on continous coverage |