| Room Rent Limit |
For SI 2 to 4 Lac - 1% of SI ,For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single Private Room, Upgradable |
| ICU Daily Rent Limit |
For SI 2 to 4 Lac - 2% of SI ,For SI 5 to 60 Lac - No Limit |
| Pre-Hospitalization Expenses |
30 Days |
| Post Hospitalization Expenses |
60 Days |
| Minimum Hospitalization Period |
24Hrs |
| Day Care Procedure Coverage |
Yes |
| Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
| Waiting Period for New Policy |
30 Days |
| Co-Payment |
20% for age 61 and above |
| Medical Screening |
Yes |
| Free Health Checkup |
Yes, Annual |
| Ambulance Expenses |
For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 per claim For SI 50 to 60 Lac - 3000 per claim |
| Non-Allopathic Treatments |
For SI 2 to 4 Lac - Upto Rs 15000 For SI 5 to 10 Lac - Upto Rs 20000 For SI 15 to 25 Lac - Upto Rs 30000 For SI 50 to 60 Lac - Upto Rs 40000 |
| Daily Hospitalization Allowance |
500 per day upto 5 days, Only for SI upto 4 Lac |
| Donor Expenses |
For SI 2 to 4 Lac - Rs.50,000 For SI 5 to 10 Lac - Rs.100,000 For SI 15 to 25 Lac - Rs.200,000 For SI 50 to 60 Lac - Rs.300,000 |
| Attendant Allowance |
No Limit |
| Nursing Allowance |
Covered |
| No Claim Bonus |
10%, up to a maximum of 50% in consecutive 5 years |
